Archive for category: 加国生活

China is the world’s most populous state, with over 22 provinces, two self-governing special administrative regions (Hong Kong and Macau), four direct-controlled municipalities Beijing, Tianjin, Shanghai, and Chongqing). China has a deep long history and traditional culture. It owns many philosophy morals such as Confucianism, as well as art, literature, Peking opera, other kinds of operas. During the past twenty years, China has become one of the world’s hottest tourist destinations. According to the WTO, China will continue to be the largest tourist country and among the largest for overseas travel in 2020. In this article, we will discuss China travel medical insurance planning for visitors.

Medical System in China

Generally speaking, the standard of medical care varies between cities. Hospitals in Beijing, Guangzhou, and Shanghai are able to provide comprehensive health services. However, healthcare systems in rural areas only have very basic equipment and medical coverage. Both public and private medical facilities are available in China. Public hospitals are usually crowded, with slow service. Most travelers would want to use private medical clinics. They usually have the standard with western style, English speaking medical staff, better and faster medical services. Medical treatment in these private medical clinics can be very expensive. Therefore, it is strongly recommended to obtain travel medical insurance for visitors if planning to go to China.

Medical Costs Are Increasing In China

It has been reported that health-related costs for foreigners have increased rapidly in China. Especially within private medical hospitals and clinics. In the event of emergency medical treatment, the costs of medication and hospitalization can be very expensive in most of the private medical facilities.

Travel Medical Insurance V.S International Health Insurance in China

With a comprehensive international health insurance plan, you are covered for medical expenses, hospitalization and treatments, medicines and emergency evacuations, which are all you need to stay in China. If you are going for a short travel period to China, then most people will purchase travel medical insurance for up to one year. Some Chinese embassies require proof of health insurance before issuing visas especially if you are a foreign student. If you are planning to reside in China, it is critical that you purchase an international health insurance plan that will not only cover you in China, but globally as well.

Travel Insurance China can offer travel medical insurance to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. We also offer Visitors to Canada plans as well. Please contact us to obtain a quote online.

许多年轻的华人来到加拿大留学、工作、组建家庭落地生根之后，都盼望父母能够过来加拿大安享晚年。可是毕竟父母年事已高，来到加拿大须准备些什么？须注意些什么？咱们一起来探讨一下。

来加拿大之前的注意事项： 

• 根据老人身体的情况，建议做一个全面的体检，做到心中有数；
• 条件允许的情况下，应提早安排好机票和行程，尽量预留多一些时间空隙，让老人可以和相处已久的邻居、同事、朋友话别；
• 光靠口述并不牢靠，所有的证件、文件还有机票等，须清晰列明，临行前更是需要反复检查，以防错带、漏带重要资料；
• 将加拿大本地的气候和疾病情况详细介绍给父母。比如温哥华的气候比较四季分明，但是风比较大，即使是炎热的夏季，老人还是应注意保暖，预防受凉而患风湿、关节炎。加拿大春季的鲜花盛开，容易引发皮肤、上呼吸道过敏等症状，有相关病史的老人须格外提防。与国内南方城市有所不同的是，加拿大的冬天会有降雪机会。即使室内有暖气，但是不可避免的会产生皮肤干燥发痒的症状。老人应注意手肘、脸部皮肤和四肢皮肤，及时涂上润肤乳液，避免因为干燥发痒而抓挠皮肤引发感染；
• 如果老人在继续服用药物，那么须随身携带必需的药品；
• 颈椎病在加拿大很常见。第一次来加拿大的老人往往穿得很厚，却忘记了保护颈部不受风寒。记得提醒老人随身准备围巾、丝巾，使颈部保暖，避免患颈椎病；
• 临行前，记得上中国旅行保险网Travel Insurance China.com 购买加拿大探亲旅游医疗保险。全程保障您家人的医疗健康，防范风险出现的可能；

来加拿大之后的注意事项；

• 居住house的家庭需要特别提醒老人上、下楼梯时要握稳扶手，尤其小心，以免摔倒；
• 厨房如果铺的是瓷砖，平时做饭、收拾碗筷时一定要小心留意地上的水渍，并随时注意把地板擦干，以免不慎踩到积水上滑倒；
• 考虑到老人到身体状况，室内的暖气应温度适宜。刚来加拿大居住在开暖气的居室里，由于空气干燥，许多人都会感觉鼻黏膜不适，甚至出现流鼻血的状况。老人应格外注意。应注意空气流通，不宜紧闭窗户；
• 在老人身体情况允许的前提下，鼓励老人多参加社区中心、移民中心的活动，避免老人感到寂寞；
• 将紧急联系电话、家庭地址让不会英文的老人随身携带；
• 将常用英文词汇列出，让老人随身携带。

当您兴高采烈地准备出国之旅时，签证是必不可少的。另一样必不可少的事项就是境外国际医疗保险。原本是非常开心的旅途，但是万一您的家庭成员在异国他乡突然病倒了或者受伤了，那么这次的国际之旅只能变成毫无准备下的仓促应战。也许当中的不少人士已经在国内买了保险，但是事实上，本土的医疗保险并不能包括国际旅行医疗费用。那么这样一来，您和您家人的健康人身安全都存在风险。出国旅游要考虑的问题已经够多的了，别再为了医疗分心。接下来，我们详细谈谈境外国际医疗保险计划。

境外国际医疗保险保障的是什么？

刚才我们已经讨论了出国旅行购买境外国际医疗保险的必要性，那么这份境外国际医疗保险保障的是什么呢？众所周知，国外的紧急医疗费用是相当昂贵的，有些国家一天的住院费用就高达几千美金。还有紧急医疗转移、救护车等，许多人不了解的是随同家属也要收取费用。而所有的这些费用本地保险是不包括的。境外国际医疗保险会提供紧急医疗赔偿保险额，包括住院治疗费用、药费、出院护理费用、当地救护车费用、紧急救援费用、生孩子等。IMG境外国际医疗保险计划为14-100岁的中国人和外籍人士而设，从短短的5天到24个月的行程，最高至$2,000,000紧急旅行医疗赔偿和一系列的医疗垫底费供您选择。

而且，对于度假、短期或长期在国外工作或居住的人，或频繁地在国家之间旅行的人，IMG都为您提供无国界保险。详情请查阅IMG国际医疗保险宣传册。

中国旅行保险www.travelinsurancechina.com是在Expat Financial和 TFG Global 旗下专门负责探亲、旅行、多行程的旅行医疗保险、团体旅游、到中国学习工作和生活、学生出国保险、专业人士出国工作和生活等的医疗保险公司。此外，结合本公司超过25年全球医疗保险的经验，我们还提供国际人寿险、国际外派员工险、全球风险保障、重大疾病等险种。为旅居海外人士、团体及外派雇主提供量身定制的国际医疗保险计划，从而使您最大化的规避风险，真正做到在海外安居乐业，无后顾之忧。

欢迎联系我们, 点击：获得报价来查看合适您的计划。