China is the world’s most populous state, with over 22 provinces, two self-governing special administrative regions (Hong Kong and Macau), four direct-controlled municipalities Beijing, Tianjin, Shanghai, and Chongqing). China has a deep long history and traditional culture. It owns many philosophy morals such as Confucianism, as well as art, literature, Peking opera, other kind of operas. During the past twenty years, China has become one of the world’s hottest tourism destinations. According to the WTO, China will continue to be the largest tourist country and among the largest for overseas travel in 2020. In this article, we will discuss China travel medical insurance planning for visitors.
Medical System in China
Generally speaking, the standard of medical care varies between cities. Hospitals in Beijing, Guangzhou and Shanghai are able to provide comprehensive health services. However, healthcare systems in rural areas only have very basic equipment and medical coverage. Both public and private medical facilities are available in China. Public hospitals are usually crowded, with slow service. Most travelers would want to use the private medical clinics. They usually have the standard with western style, English speaking medical staff, better and faster medical services. Medical treatment in these private medical clinics can be very expensive. Therefore, it is strongly recommended to obtain travel medical insurance for visitors if planning to go to China.
Medical Costs Are Increasing In China
It has been reported that health related costs for foreigners has increased rapidly in China. Especially within private medical hospitals and clinics. In the event of emergency medical treatment, the costs of medication and hospitalization can be very expensive in most of the private medical facilities.
Travel Medical Insurance V.S International Health Insurance in China
With a comprehensive international health insurance plan, you are covered for medical expenses, hospitalization and treatments, medicines and emergency evacuations, which are all you need to stay in China. If you are going for a short travel period to China, then most people will purchase travel medical insurance for up to one year. Some Chinese embassies require proof of health insurance before issuing visas especially if you are a foreign student. If you are planning to reside in China, it is critical that you purchase international health insurance plan that will not only cover you in China, but globally as well.
Travel Insurance China can offer travel medical insurance to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. We also offer Visitors to Canada plans as well. Please contact us to obtain a quote online.